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Unless otherwise expressly stated, all rights, title and interest in and to the website and its contents, whatever the format (be it in written, sounding, audiovisual or other form) are owned, respectively duly licensed to IMD. Users may browse the IMD website, access and use any of these contents for their own personal use only. 

Any further reproduction, distribution, broadcasting or modification of such contents, be it off or online (such as through downloading and sharing or making available), commercial or not is hereby expressly prohibited and subject to the prior written approval of the IMD, which can be sought at .

Should any content be indicated as belonging to third parties, permission to use such content shall be directly requested from the concerned right holder, absent of which any such use is hereby expressly prohibited.

Should you decide to use any content in contradiction with the terms of the present copyright notice, your attention is drawn upon the fact that you shall bear full and sole liability as to such use, at the exclusion of the IMD that you agree to hold harmless and indemnify with regards to any illegitimate use you may make of such content. 

The IMD website may contain links to third parties' websites that are under no control or supervision of the IMD. As a result, the IMD makes no representation or warranty about the accuracy, quality or reliability of any such site and date contained within it, whose content is not endorsed by the IMF. If you access such sites, you do so at your own risk. 

The IMD commits to respect third parties' rights. Should you consider any content of the IMD website to infringe your rights, you are invited to notify us of your claim and provide us with all needed information at .